Mortgage brokerage · Chula Vista, California

10+years in San Diego County$700M+in loans funded

More loan options. More ways to say yes.

Banks offer their products. We search multiple loan programs to find the right solution for you, including options for self-employed borrowers, business owners and those with complex income. Exploring your options is free and won’t affect your credit.

Mike Esquivel, President and Owner
Two people at a desk reviewing loan paperwork, one signing with a pen

Before anything else

Start with a conversation

A call before any application. No credit pull, no paperwork, nothing to sign. We look at where you actually stand and tell you honestly whether there is a way forward, even if the answer turns out to be not yet.

  • What you can realistically borrow
  • Which programs you qualify for today
  • What would need to change to qualify for more
  • What the next step costs and how long it takes

Start here

What could you borrow?

Six questions. No credit pull, no obligation, and a person reads every answer.

Any information you share is secure. It will not be sold or reused.

What our customers say

The part we cannot write ourselves

4.8 out of 5 · 49 reviews on Google

Mike the lender and Stephanie, his LOA at Mr. Mortgage, were absolutely amazing helping me and my family buy our home. From start to finish, they were patient, professional, and always available to answer our questions. They made the entire process feel smooth and stress-free. We truly felt supported every step of the way and are so grateful for their hard work. Highly recommend their team!
octavio MorenoGoogle · 4 months ago

Working with Mr Mortgage broker team made the entire home-buying process so much easier than I expected. Their communication was excellent, they kept me updated on every step of the timeline, and they were always there to answer my questions and provide support. They truly helped make my dream of becoming a homeowner a reality. Even after closing, I know I can count on them for guidance in the future. I couldn’t have asked for a better team, highly recommended!
Aquilo SwanGoogle · 3 weeks ago

Hoy podemos decir que tenemos nuestra propia casa, y gran parte de eso es gracias a ustedes. Desde el principio nos hicieron sentir que sí se podía, aun cuando nosotros teníamos nuestras dudas. Gracias por su paciencia, por explicarnos todo de una manera fácil de entender y por acompañarnos durante todo el proceso. Siempre sentimos que realmente les importaba ayudarnos y no solo cerrar un préstamo. Estamos muy agradecidos con Mike, Delilah y todo el equipo por hacer realidad este sueño para nuestra familia y el detalle de la pintura personalizada en la banqueta nos encantó. Fue una sorpresa muy bonita que hizo este momento aún más especial. Mil gracias por todo lo que hicieron por nosotros!
Maria MaciasGoogle · hace un mes

Mike and Mr. Mortgage team, were absolutely amazing helping my family buy our home and now to refinance it. I tried many times to buy my house and there was excuses every time and when I met Mike they didn’t give me any excuses. From start to finish, they were patient, professional, and always available to answer our questions. They made the entire process feel smooth and stress-free. They always look forward to help you. We truly felt supported every step of the way and are so grateful for their hard work. Highly recommend
Iliana SicaerosGoogle · 2 months ago

I had a fantastic experience working with Mike as my lender. He helped me purchase a home even though I’m currently renting in a different city from where he’s based, and everything went incredibly smoothly from start to finish. Mike was professional, knowledgeable, and always available to answer my questions, making the entire process feel easy and stress-free. His assistant Stephanie was also amazing and super helpful, responsive, and organized. Together, they made a great team and ensured nothing fell through the cracks. Five stars all the way!
Garcia FamilyGoogle · 4 months ago

Words cannot fully express how grateful my family and I are to Mike and Delilah for helping us achieve the dream of becoming homeowners. Buying a home can be stressful and overwhelming, but from day one, they treated us like family and guided us through every step with patience, professionalism, and genuine care. There were moments when things didn’t go exactly as planned, but Mike and Delilah never stopped fighting for us and always kept us informed and reassured. Their dedication, honesty, and commitment gave us confidence throughout the entire process, and we always knew they had our best interests at heart. Thanks to their hard work and perseverance, we are now enjoying our new home, and we couldn’t be happier. This was one of the biggest milestones in our lives, and we are truly blessed to have had such an incredible team by our side. If you’re looking for people who genuinely care, communicate every step of the way, and go above and beyond for their clients, I wholeheartedly recommend Mike and Delilah. Thank you both for making our dream of homeownership a reality. We will forever be grateful for everything you did for us and our family.
Luis ArroyoGoogle · a month ago

I cant thank you enough for making this possible, Will forever recomend this team! From start to finish great comunication, They went out of their way to make my dream come true! God Bless you!
Farrah FresnedoGoogle · a month ago

One of the things I can say about Mr Mortgage is that he will go above and beyond! And will definitely make it happen for you and your family (client if you are an agent reading this). He always communicates and makes sure you understand the whole process!
Eva FloresGoogle · 2 months ago

Thankful for Mike and his team. I was able to purchase my home and not have any worries. Always kept open communication with quick responses . They made this whole process easy and less stressful.
Daniel OchoaGoogle · 3 months ago

I just got my second house with MR MORTGAGE CORPORATION!! Since October I went o different company’s to see if I was able to quality for a loan on my second house but all the company’s denied my application due my income! I even try rocket mortgage and it was the same issue with them . Rocket just waisted my time asking me for a bunch of documents when they knew it that they would not be able to qualify me. So after trying and trying I finally found Mr mortgage they were really nice! And Patient with me , even that I’m not really patient and I get desperate really quick all the team from Mr mortgage were on point answering all my questions and giving me solutions on the process. even in a specific personal situation that I had they worked really hard to get that done for me! And in one month I got my dream house!! Thanks to them ! I will always recommend this company and all the powerful team work from Mr mortgage. Thank you Mr Mortgage! You guys are the best!!! and A big thanks to Jonathan to be there 24/7 helping me out on the paper work and answering my questions.
Jordan GarciaGoogle · 5 months ago

Go to Mike! I recently refinanced my home with Mike, and the entire process was smooth. He was incredibly professional, kept me informed at every stage, and ensured we closed on time without any issues/surprises. If you’re looking for a lender who is efficient and reliable, I highly recommend Mike.
Alex ValenciaGoogle · 4 months ago

100% recommended!!! Thank you Mike for being so helpful in our process. My husband and myself are first time buyers and you and your team guided us from start to finish! Thank you for being so accessible and supportive. For always giving us hope, and information when we did not know how to navigate this process. We could’t done this without your knowledge and experience!!!
Maria E. SanchezGoogle · 8 months ago

I had an amazing experience working with Mike—the GOAT! His office team, along with him, were incredibly professional, patient, and knowledgeable throughout the entire process. They took the time to explain all my options, answered all my questions, and made sure I felt comfortable every step of the way. Thanks to their hard work, I was able to secure a loan that perfectly suited my needs. I highly recommend Mike and his office to anyone looking for a trustworthy and reliable loan officer. 10/10
Tarek AwadGoogle · a year ago

Mike and Team Helped me to get a mortgage loan, they have a great team and did everything that needed to be done in order to get it on time Thank you
Levi HernandezGoogle · 3 months ago

I had a great experience with Mike and Luis. They were fast and closed on time. I highly recommend them!
RUBY BGoogle · 2 months ago

I am a first time buyer with a VA loan , and Mike Esquivel helped me through the whole process. He answered all of my questions, and put me at ease. I love that he is bilingual and is a local in San Diego. I highly recommend Mr Mortgage for first time buyers, veterans/military, and Spanish speakers. Thank you so much for helping me through my first time home buying experience!!
Frijolero619 “Sanderalexandander”Google · a year ago

Love this place When no one else can qualify me they did it I appreciate them thank you for the help they have a good team going on here much love recommend it
Angel ValleyGoogle · 3 months ago

Mike and his team were incredibly responsive, supportive, and knowledgeable throughout the entire home buying process, making my experience as a first-time buyer smooth and stress-free. Their work and dedication truly made all the difference, and I’m grateful for their outstanding service.
Griselda RamirezGoogle · a year ago

I recently refinanced my home and highly recommend Mike and his team to meet your needs.
Kimberly MillsGoogle · a month ago

Best in the business! Couldn’t have done it without the help of team to make our experience of buying a home easy. Mike answered every question my family and I had during the whole process to get a better understanding of every step. Thank you again for all your help. I highly recommend!!!
Mark MayorGoogle · a year ago

I had the best experience with Mike and Jonathan. I definitely recommend. Thank you guys!
michael stenceGoogle · 4 months ago

I had a fantastic experience working with Mike “ Mr. Mortgage”. He was incredibly knowledgeable, responsive, and guided me seamlessly through the entire process. Mike's professionalism and dedication made securing a mortgage a smooth and stress-free journey. I highly recommend his services.
Danny sosaGoogle · 2 years ago

Mr mortgage and company were awesome alway a phone call away at anytime too answer all your questions they approved us in less than 2 hours and we closed in 21 days this is a top notch corporation I highly recommend and will use them to refinance as soon as we can thank you mr mortgage and team for all your hard work
Marco RoblesGoogle · 9 months ago

I Highly Recommend Mike Esquivel and all his Team. He is highly knowledgeable, with lots of experience, patient, honest, trustworthy at finding the right purchased of our dream home. Always responding to all our questions, and providing guidance and support to make the process of buying our home quickly and easygoing, we truthfully enjoy the ride of becoming homebuyers with all your support. Thank you!
Miriam Mojica SantosGoogle · 2 years ago

A huge thank you to Kyle and Mike on getting us into our first home with a VA loan! They were so quick to communicate what we needed and made the loan process as easy as possible. Never once did we have to worry about what we were doing or where things were at. If you are looking for a trusted lender, you cannot go wrong with this company!
Ashley BittnerGoogle · 3 years ago

Está Hera mi última oportunidad para mi por que había ido con 5 equipos y nadie me daba una solución. Y encontré al mejor equipo en San Diego para lo que yo estaba buscando en mi caso. Estoy muy agradecida y les deseo mucho excito a el equipo de Mr. mortgage! Hicieron mi sueño realidad. Hubiera empezado con ellos desde un principió.
victoria carretoGoogle · hace un año

David and Mr Mortgage are highly recommended, they are very helpful. David helped us to find the perfect loan for our home, very attentive and professional with the whole process. They responded to us very quickly with any questions that we always have. We will be doing more business with the team in the future.
Mariel SaundersGoogle · 3 years ago

Working with Mikey and his team has been a very rewarding experience. Communication excellent as usual. They always go above and beyond to get the deal done.
NEREIDA CASTILLOGoogle · a year ago

Estoy muy agradecido con el Equipo de Mike. Todos estuvieron al pendiente y cuando yo Tenia alguna pregunta siempre Esteban ahi. Muchas gracias por hacer esto possible.
Herreria Sparta Tijuana TjGoogle · hace 11 meses

I am working with Mike Esquivel and it has been a wonderful experience. Both he and his team have been incredibly helpful making the complicated seem simple, thank you so much Mr. Mortgage Co!
Courtright NimsGoogle · a year ago

Kyle and his team are amazing. Even while I was dealing with the passing of my father, the team worked with me every step of the way. I am fortunate to have gone through Kyle and his team to purchase our home. Thank you guys again for everything.
Vanessa RosalesGoogle · 2 years ago

Mike and his team are super profession and always extremely attentive with any questions we had as first time home-buyers! Extremely recommend, you'll be in good hands with his team!
Julizza TorresGoogle · 3 years ago

Mike and his team are very professional. Our experience as first time buyers was extremely great. would definitely recommend !!
Tobias PeralesGoogle · a year ago

David was great, super professional always available to take my call and answer any questions as they arise. You won’t regret working with him, as he makes the home buying process smooth and easy to follow.
Veronica TorresGoogle · 2 years ago

Had a great team working with us , they were so patient and very supportive and always answered all of our questions. Very dedicated to their job! Great experience overall!
Thalia MartinezGoogle · a year ago

Impressive team well dedicated to taking care of their customers make sure you ask for Luis B he was very personable and made sure that me and family got exactly what we where looking for. Extremely happy with this service.
Arturo CalbilloGoogle · 2 years ago

Mike and his team are the best. They have great communication and are always looking out for our best interest. If you are in the market looking to buy I would definitely suggest you give them a call.
David Garcia TorresGoogle · 3 years ago

Super easy and accurate. It was so important for me that he was very quick to answer back on all my questions and concerns.
Kenneth GregoryGoogle · a year ago

Thank you Mike for your great service to buy my new house and thank you to your team, my family and I are very happy and again thank for all
Enrique BahenaGoogle · 11 months ago

I recommend Mr. Mortgage to anyone that is looking to buy a home. They will meet your needs and expectations of what you’re looking for.
Lauren PerezGoogle · 3 years ago

Muy buen servicio, siempre muy amables y atentos! Gracias por toda su ayuda Jimmy y Mike! Lo recomiendo 100%
Dionicio LopezGoogle · hace 3 años

MIKE & TEAM FOR MR MORTGAGE, THEY ARE THE BEST OPTION FOR THE MOST IMPORT STEP IN THE PURCHASE OF YOUR FIRST HOME OR INVESTMENT.
Mireya SeamanGoogle · 3 weeks ago

Recomendados, los mejores, su equipo super professional. Nos ayudaron con todas las dudas, resuelven todo rapido para que seas aprovado. Muchas gracias por todo su apoyo para tener mi primer casa.
Sonia GarciaGoogle · hace 4 meses

Ask before you assume the answer is no.

Start the application online, or call and speak to whoever picks up. Both end in the same place.

Monday – Friday 9am – 6pm · Weekends appointments only